FINANCE at 20’s
Your 20s are an exciting time, full of opportunities and challenges. While most people are just starting to navigate their careers, achieving financial freedom during this phase is possible with the right mindset and strategies. Here’s how you can set yourself up for a secure financial future. 1. Understand Financial Freedom Financial freedom doesn’t mean you need to be wealthy right away. It’s about having control over your money, being debt-free, and having enough savings to live comfortably without stress. In your 20s, it’s the perfect time to lay the groundwork for this freedom. 2. Start With a Budget Creating a budget is the first step. Track your income and expenses to know where your money is going. Allocate funds for necessities like rent, food, and transportation, and ensure you save a portion of your income every month. Apps like Mint or YNAB can help make budgeting easier. 3. Avoid Debt Debt can be a major obstacle to financial freedom. Avoid unnecessary loans, and if ...